FinSkillHub
Terms of Service
使用条款
生效日期 / Effective date: 2026-10-26
Service and current stage
FinSkillHub is operated by Wang Xingjia (王兴佳), an individual based in Shanghai, China. The site currently provides a free directory of finance research AI skills, descriptions and examples. Some listed skills come from public third-party repositories and remain subject to their authors’ licenses.
Membership plans, prices and features shown on the site are previews only. There is currently no checkout, paid membership, subscription or live payment. These terms cover the current free service only, not a future paid product. Before any paid feature opens, we will state its deliverables, price, billing and cancellation process, and refund rules.
Using the directory and external skills
You may browse, search and save directory entries, and use third-party skills under their original licenses. Read the source repository’s instructions, license, dependencies and security requirements. Directory descriptions and examples do not replace source files or imply endorsement by an author, platform or data provider.
You decide whether to download, install or run a skill, and are responsible for reviewing its code, source, dependencies, permissions and outputs. Third-party repositories, websites, software and services are operated by their respective providers and have their own terms and privacy policies.
Research information, not investment advice
FinSkillHub provides general educational and research-tool information. It does not provide advice tailored to your finances, investment objectives or risk tolerance, or recommend buying or selling securities, investment products or services. Examples may use synthetic data. Directory content and AI outputs may be incomplete, outdated or inaccurate. Independently check facts, calculations and sources, and make your own decisions.
Intellectual property and licenses
Third-party skills and materials belong to their respective rights holders and remain subject to their original licenses and attribution requirements. Content on this site or in its repositories that is expressly published under the MIT or another license remains available under that license; this section adds no restrictions. Rights in original FinSkillHub directory text, categorization and site presentation not expressly licensed otherwise belong to their respective rights holders. Do not reproduce or republish those original portions without permission, except as permitted by law or an express license. To report a rights concern, email the link, specific material and basis for your claim to the address below.
Availability and limits of liability
We will make reasonable efforts to maintain the directory, but do not guarantee uninterrupted access, complete or accurate content, working third-party links or suitability for a particular purpose. To the extent permitted by law, the operator is not liable for indirect losses arising from your use or inability to use the directory, third-party skills or external services. This does not exclude liability that applicable law does not allow to be excluded or limit rights you have under applicable law.
Changes and contact
The service or these terms may change as the free directory evolves. Updates will appear on this page with an effective date. These terms do not set automatic-renewal, cancellation or refund conditions for any future paid service.
Operator: Wang Xingjia (王兴佳), individual, Shanghai, China. Contact: support@finskillhub.com.
服务与当前阶段
FinSkillHub 由个人经营者王兴佳（WANG XINGJIA，位于中国上海）提供。网站目前提供免费的金融研究 AI 技能目录、介绍和示例。目录中的技能可能来自第三方公开仓库；每项内容仍受其原作者及相应许可约束。
网站上展示的会员方案、价格或功能仅为规划预览，当前没有开放购买、会员账户、订阅或真实支付。本文仅适用于当前免费服务，不构成未来付费产品的完整交易条款。任何收费功能开放前，将另行说明具体交付内容、价格、计费与取消方式及退款规则。
使用目录与外部技能
你可以浏览、搜索、收藏目录内容，并按原作者许可使用第三方技能。请阅读原仓库说明、许可证、依赖和安全要求。目录介绍、分类或示例不替代原始文件，也不代表原作者、平台或数据服务商对技能作出认可。
你自行决定是否下载、安装或运行技能，并负责检查其代码、来源、依赖、权限和输出。第三方仓库、网站、软件及服务由各自提供者负责，并适用其自己的条款和隐私政策。
研究信息，不是投资建议
FinSkillHub 提供的是一般性教育与研究工具信息，不针对你的财务状况、投资目标或风险承受能力提供个性化建议，也不构成买卖证券、投资产品或使用特定服务的推荐。示例可能使用合成数据；目录内容及 AI 输出可能不完整、过时或有误。你应独立核验事实、计算和来源，并自行作出决定。
知识产权与许可
第三方技能及其材料归各自权利人所有，继续适用原有许可证和署名要求。本网站及仓库中明确以 MIT 或其他许可证发布的内容均继续按该许可证使用，本条不附加限制。未明确另行授权的 FinSkillHub 原创目录文字、分类和网站呈现由其各自权利人享有；除适用法律或明确许可允许外，不得擅自复制或重新发布这些原创部分。若你认为内容侵犯权利，请通过下方邮箱提供链接、具体内容和权利依据以便核查。
可用性与责任边界
我们会尽力维护目录，但不保证网站始终可用、内容完整准确、第三方链接有效或技能适合特定用途。法律允许的范围内，因你使用或无法使用目录、第三方技能或外部服务而产生的间接损失，经营者不承担责任；本条不排除适用法律不允许排除的责任，也不限制你依法享有的权利。
条款变更与联系
服务或条款可能随免费目录调整而更新；更新后会在本页公布并标注生效日期。当前条款不约定未来付费服务的自动续费、取消或退款条件。
经营者：王兴佳（WANG XINGJIA），个人经营者，中国上海。联系：support@finskillhub.com。